Kate Hogan - Amherst MA Realtor


Earthquakes, hurricanes, tornadoes, fires and floods do not occur where you live every day. Yet, these natural disasters do happen, often catching homeowners and their family members by surprise. Storing the right tools and resources at your home that you may need should natural disasters strike could impact your ability to survive these events. Knowing what to do during an emergency can also reduce the amount of exposure that you and your family have to dangerous elements like smoke, rushing water and unstable foundations. Details Are Essential When Dealing With Natural Disasters As a homeowner, one of the first things that you’ll want to do is to take pictures of your home. Walk through each room of your house, taking pictures of the furniture, walls, flooring and other valuable items like jewelry, computers and wide screen televisions. These pictures can help your case when you file an insurance claim. Regarding insurance claims, at least once a year, review your insurance coverage packages. Look over your homeowners insurance and auto, health and life insurance policies. If you recently had a child, have you added your child to applicable insurance policies? Do the limits on your homeowners insurance cover the costs of your entire house and all goods inside your home? Keep critical documents like mortgage papers, insurance policies, retirement packages, wills and birth certificates at home inside safe deposit boxes or fire retardant safes. You could even keep a copy of critical documents in a post office box or a bank safe deposit box. For easy retrieval, consider adding names and telephone numbers of insurance representatives in your cell phone contact lists. Identify emergency exits at your home. Educate your entire family on the emergency exits and when they should be used. For example, you might use your front and back doors as emergency exits in the event of a fire and your attic window as an emergency exit in the event of a flood. Make sure that you have a ladder in the attic, so your relatives can escape. If one emergency exit is blocked during natural disasters, have a second (and potentially a third) emergency exit established. Practice evacuating your home. Try to simulate an actual emergency when you practice evacuating your home with your family. Incorporate Relatives In Your Home Natural Disasters Plan Let two to three relatives who do not live at your house know about your emergency plan. Make sure that these relatives have your current email addresses and telephone numbers, including numbers to land line and cell phone devices. Consider giving your email addresses and telephone numbers to a neighbor that you trust. Stock non-perishable foods like canned goods and bottled water at your house and in your vehicles. Replace these items to ensure that they remain fresh. Other items to stock at home and in your vehicles include prescriptions, vitamins, a first aid kit, a can opener, matches, an extra pair of clothes, two or more flashlights, batteries, a battery operated radio, towels and blankets. Replace batteries so that they stay ready to power up equipment. Keep matches in a concealed container to avoid getting the matches wet. During earthquakes, hurricanes and tornadoes, stay clear of windows and objects that could easily break or be lifted into the air. At the onset of any emergency, call 911 and provide your street address and details about the event, how many people are at your house and the condition of occupants. Listen to weather reports and start preparing to respond to natural disasters early. To avoid getting trapped should objects move during disasters, clear walkways inside and outside your home. Keep two or more people aware of your whereabouts.

This Single-Family in Granby, MA recently sold for $299,000. This Raised Ranch style home was sold by Kate Hogan - Sawicki Real Estate.


92 Kendall St, Granby, MA 01033

Single-Family

$299,000
Price
$299,000
Sale Price

7
Rooms
4
Beds
2/1
Full/Half Baths
A wonderful property in desirable location! Gorgeous views every season! On over an acre of land. Built in 2002, well thought out design with plenty of space for everyone. Private, meticulous, spacious. Inside on the main level you will find open floor plan with 15 foot vaulted living room leading into dining and kitchen with large pantry and access to the deck, 3 bedrooms up with full bath and master bedroom/bath with private deck. Downstairs you will find bedroom/office, storage, half bath/laundry, and a 3 car garage with extra storage. Pella window throughout, skylights, sprinkler system, fenced in yard, custom built to your needs. Don't miss it! Close proximity to area amenities with exclusive privacy.

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Categories: Sold Homes  

Everyone knows it's a bad idea to go grocery shopping when you're hungry, but we all do it occasionally!

Going to the supermarket on an empty stomach not only causes you to spend more, but it weakens your resolve to avoid foods with empty calories and unhealthy ingredients. When hunger pangs undermine your self discipline, you may also be more likely to buy a jumbo bag of potato chips, pick up a block of cheese and some crackers along the way, and maybe order a pound of Genoa salami while at the deli counter.

Then, of course, there are all those chocolatey temptations at the checkout counter -- peanut butter cups, for example! Maybe you're stronger willed than that, but I know plenty of people who are not!

Although I haven't read any scientific studies on the topic, I'd make an educated guess that when you go grocery shopping hungry, there's a tendency to buy more food than you ordinarily would -- probably to compensate for your hunger. So perhaps having a healthy snack first or going grocery shopping after breakfast or lunch would be a good strategy for avoiding the pitfalls of food shopping on an empty stomach.

Here are a few more ideas for saving money and limiting junk food purchases:

  • Create a grocery list and stick to it! That's often easier said than done, but it can make a big difference in the quantity and quality of food you buy. Impulse purchases may provide immediate gratification, but they can wreak havoc on your waistline and your budget.
  • Avoid bringing your children grocery shopping, whenever possible. When childcare is not available, there's no way around it. However, with kids in tow, expect to be buying "a few" additional items that you hadn't planned on. Try as we might to resist the requests, suggestions, and demands our kids make at the grocery store, it's not unusual for a parent's resolve to weaken -- especially if they happen to be tired or stressed out. A lot depends on the age of your children, how persistent they are, and whether they're hungry when you're out food shopping. Many factors come into play!
  • Using coupons and taking advantage of discounts, special promotions, and two-for-one sales can noticeably reduce your grocery bill and, consequently, leave more money in your wallet. It may require that you pore over weekly newspaper inserts, clip coupons, and keep them organized, but getting in that habit can help reduce the strain on your household budget. It also pays to shop at supermarkets that offer double coupons. They're often the ones that are the most competitive and willing to help you stretch your dollar.

So if you've been noticing more junk food appearing in your kitchen cabinets, and your grocery bill seems to be taking on a life of its own, consider some of these economical ideas to help reign things in.


Grow bags are a great way to have a moveable garden and to isolate large plants that would otherwise take up too much space in your raised beds. Gardener’s Supply Company (gardeners.com) sells attractive, heavy duty fabric bags in several colors and sizes that will allow you to expand your vegetable garden easily and conveniently. They are fun and easy to use and can be used for many years. They even fold flat if you empty them after the growing season is over. Potato grow bags are a clever and fun way to grow potatoes and the kids love to dig for them in the fall. Suggestion: buy seed potatoes at farm supply stores no later than April, as they sell out quickly. You do need to use seed potatoes, as regular grocery store potatoes are treated and won’t grow as well. Another effective to grow large vegetable plants, such as tomatoes, peppers and eggplant, is to use self-watering containers. Such containers can be obtained from Gardener’s Supply or you can purchase Grow Boxes at A Garden Patch (www.agardenpatch.com). The latter supplies a slow-release fertilizer patch that covers the soil for each container. In each case, the rectangular plastic container has a deep well on the bottom and it’s only a matter of keeping the well full, eliminating the need to water daily. The roots of the plants reach down into the well and, combined with the fertilizer on the top of the soil, happily thrive in a sunny location. The grow boxes are sturdy and can be reused from year to year. You only need to buy new Grow Patches for each new season. This is a highly successful method to raise all the produce you will need and then some. Your neighbors and family will thank you, as you will be surprised at the bounty of vegetables you will reap. One final note: don’t forget to water the containers each day, as they dry out more quickly than in ground gardens.

Long lasting and exceptionally beautiful, hydrangeas are a festive addition to most any home landscape. Not only do hydrangeas make a dramatic and colorful statement in the garden, the blooms of these unique plants can be easily dried for indoor arrangements. The coloration of several varities of hydrangea flowers can be changed or controlled by regulating the acidity of your garden soil in which the hydrangeas are planted. The majority of hydrangea varieties show a variation in the color of the flowers as the plant matures. White varieties tend to stay white, however blue and pink varieties can be manipulated to change or intensify their color via the pH of the soil. If hydrangeas in your garden currently produce blue flowers, enhancing the soil to make it more alkaline will slowly change blue flowers to pink. Hydrangeas planted next to a sidewalk or concrete foundation often turn pink from the lime that leaches into the soil from the concrete. Conversely, if you increase the acidity of the soil, your pink hydrangeas will turn blue. Aluminum sulfate, available online or from local home and garden centers can be incorporated into the soil around the base of the hydrangea bush to increase acidity. Follow package direction for accurate application as over application may burn roots and damage or stunt the growth of your plants. Hydrangeas are also excellent as potted plants to added color and greenery to the patio, terrace or balcony. United States Hardiness Zones For Hydrangeas Over the past decade, horticulturists have developed several varieties of “ever-blooming” hydrangeas. Commonly known as “mop head hydrangeas”, these plants will flourish and bloom much further north than before. Ever-blooming varieties such as “Blushing Bride” and “Endless Summer” blooms multiple times a year and so well in southern climates as well. “Annabelle”, “Oakleaf” and “Peewee” are other varieties that do well in both northern and southern location. Hydrangeas thrive in United States Hardiness Zones 4 through 11. While the majority of varieties of hydrangeas grow best in a shaded area, there are several that prefer a sunny spot in the garden. Hydrangeas present large, showy blooms in shades of white, pink, blue and lavender. The spectacular blooms typically fade to shades of burgundy, red, or pink before drying to beige. In many parts of the country, the blooms will dry in place on the plant and remain attractive through the winter. Hydrangeas prefer moist, well-drained, nutrient rich soil. To produce the best flowers possible, enhance the soil around the base of the plant will a generous application of well-aged herbivore manure (cow, horse, lama, mule, sheep, or goat.) Pruning Trim your hydrangea blooms as they fade, keeping in mind that the hydrangea plant only blooms on new growth.

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