Kate Hogan -Amherst, MA real estate, Hadley, MA real estate, Northampton, MA real estate
Kate Hogan - Amherst MA Realtor


Celebrities,senior level business leaders and wealthy inventors aren’t the only people who should enjoy the benefits inherent in an amazing walk in closet. You deserve to have easy access to a closet that offers you enough room to hang and store a majority of your clothes, shoes and fashion accessories.

Stop dreaming and get the great walk in closet that you deserve

Although you could pay to have a great walk in closet built at your home, this may not be the best way to get a durable, multi-purpose walk in closet. If you want an awesome walk in closet, look for this feature in each house that you check out during the home buying process. Here are just a few advantages and pluses to look for in a great walk in closet:

  • Lots of shelving – Overhead and lower shelving provide ample storage space
  • A bench to place items on while you’re picking out clothes or shoes to wear for the day
  • Great lighting – You need to be able to see well while searching for things to wear. Poor lighting could cause you to think that a blue suit is black or that a pair of red shoes are dark purple.
  • Awesome floor design – It doesn’t matter if the floor is hard wood, carpeted, ceramic or tile, you should find the design personally appealing.
  • Cabinets – In addition to a bench and lots of shelving,a great walk in closet may have cabinets with doors on them. You could use this space to store items like jewelry, belts, shoes and handbags in.
  • Drawers – Similar to cabinets, walk in closet drawers offer you the space to store smaller clothing and fashion items in. This can keep you from losing ties, cuff links and decorative pins. Walk in closet drawers also help to keep your walk in closet from appearing cluttered.
  • Mirrors – A great walk in closet that has floor length mirrors eliminates the need to exit the closet and walk inside your bedroom or bathroom just so you can see how a blouse, pants, dress or suit looks on you. This saves you time. On busy mornings or busy evenings when you are rushing to get to work or an event, the extra time that you save could help you to arrive on schedule.
  • Vertical floor length shelving – This type of shelving is different from regular horizontal shelves. Vertical floor length shelving is designed in bookcase style. Not only can you store clothes and accessories on the shelves, you can decorate your walk in closet by adding figurines and framed photos to these shelves.

If you’ve never had a spacious, multi-purpose walk in closet, you don’t know what you’re missing. A great walk in closet offers you more bedroom space. It can also reduce the amount of clutter in your home. Another benefit of a walk in closet has to do with time. By not having to search through stuffed dresser drawers and storage bins for clothes, you could save several minutes a day. Get a beautifully designed walk in closet and you can also enjoy a unique and appeasing décor.


Categories: walk in closet   closet  


14 Great Pines Drive, Shutesbury, MA 01072

Single-Family

$149,950
Price

6
Rooms
2
Beds
1
Baths
Charming year round Lake House! Quaint and relaxing home. Master bedroom with attached bath. Newer heating system. Shingled Cape within short walk to private community beach on Lake Wyola. 2 Bedroom with possibility for a 3rd. Hardwood floors throughout, 3 season front porch, screened back porch, eat in kitchen, bunkhouse, outdoor shower, attached boathouse for canoes and kayaks, garage, and fenced in yard. Tranquil and refreshing. A must see! Come relax, kick off your shoes, and take a dip in the lake
Open House
No scheduled Open Houses

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Categories: New Homes  

You may have heard that you will need 20 percent of the purchase price of a home to put down in order to buy it. As the prices of homes continue to rise. 20 percent of the purchase price of any home may not seem like a small feat to save up. It’s not impossible to buy a home. You may be able to get around the 20 percent rule in a variety of ways. Keep in mind that putting down as large of a down payment as you can will help you to land the home of your dreams a bit faster. 


The 20 percent down rule is sort of a myth. While the more you have saved up, the better your chances of standing out among other buyers are. You can still get a mortgage with less than 20 percent down from most banks. The drawback in not putting down 20 percent on a home is that you will need mortgage insurance (also known as PMI). Mortgage insurance is necessary if you put less than 20 percent down because the lender wants protection in case the home is foreclosed on due to a lack of payments.


All About PMI Payments


If you do put less than 20 percent down on a home, your PMI payments won’t go on forever. Once your loan is paid down a bit, you’ll be free and clear of PMI payments. As a rule, if the loan-to-value-ratio reaches 80 percent, you can ask your lender to cancel the insurance for you. When the loan-to-value ratio reaches 78 percent, the lender will automatically cancel the PMI. This is a welcome decrease in expenses since PMI insurance can add up to be hundreds of dollars per month.      


Finding A Way Around 20 Percent Down


Before you even decide to buy a house, you should look at financing options. There are certain programs that are available to you to help. If you know about them ahead of time, you’ll be able to take advantage of them.  


Government Programs


Many different government agencies have programs available to help people get a home easier. These programs will provide home loans with a low interest rate and little to no down payment. The downside to these programs is that many of them actually require you to purchase private mortgage insurance as a contingency to get the loan. You’ll need to plan for these extra expenses. There are even grants available to help you with your down payment. Check in your state or local HUD office for details on various programs that can assist you with your down payment on your first home. Through a bit of savings and research, owning your first home can be possible with or without 20 percent down.


220px-Pitaya_cross_section_ed2A secret ingredient in the award-winning recipes of chefs worldwide, dragon fruit is finding its way into America’s kitchens. Imported to the United States less than five years ago, succulent, sweet tasting, and refreshing dragon fruit is the latest exotic tropical fruit to make a proud appearance in local area markets. Usually available in late autumn and early spring, dragon fruit is a delightful addition to salads, sorbets, sauces, salsa, creamy desserts, dips, and frozen fruit drinks. Description Also known as Pitaya, Red Pitahaya, Strawberry Pear, Night Blooming Cereus, Nanettika Fruit, Mood Flower, and Belle of the Night, the dragon fruit plant (Hylocereus polyrhizus) is a vining epiphytic cactus, part of the plant family Cactaceae. Native to southern Mexico as well as Central and South America, the exotic plant was carried to Southeast Asia by the French. The fast-growing plant now thrives in Taiwan, Thailand, Indonesia, Malaysia, Bangladesh, Sri Lanka, and Vietnam. Presenting dark green, fleshy stems that stretch over 20 feet long at maturity, the dazzling dragon fruit plant employs sturdy aerial roots to climb trees, rocks and walls. An ornamental landscape plant prized for its spectacular blossoms and edible fruit, the dragon fruit plant, produces massive 12-inch white and creamy yellow flowers that only bloom at night. The breathtakingly beautiful flowers provide a pungent, sweet fragrance. When dried, the flowers are used to brew a refreshing and nutritional delicious tea. The flavorful fruit sets on the cactus-like trees approximately 25–50 days after flowering. Pitaya plants present up to six fruiting cycles per year. The stunningly gorgeous fruit is oval-shaped, yellowish to dark red in color with edible pulpy flesh that may be red, pink or white dependent on the variety. The exterior of the fruit is covered with a tough, leathery pinkish-red or bright yellow rind covered with large green scales. The flesh of the fruit is speckled with tiny black crunchy seeds, similar in taste and texture to a kiwifruit. Health Benefits The remarkable fruit offers a diverse array of health benefits including boosting the body’s metabolism, building strong bones and teeth and improving memory. Diabetics benefit from the fruit’s ability to lower blood glucose levels naturally. Low in fat and high in fiber, dragon fruit is also a natural appetite stimulant that helps lower blood pressure and cholesterol levels. A rich source of vitamins C, B12, B1, B2, B3, calcium, phosphorus, and antioxidants, dragon fruit, is a bone building, immune boosting, and flavorful treat containing a treasure-trove of other beneficial nutrients including iron. Tips For Buying Dragon Fruit Look for dragon fruit in Asian markets and organic health food grocery stores. There are three different varieties: yellow-skinned with white flesh, pink skinned with magenta-red flesh or pink-skinned with white meat. Coinsurers consider the red meat to be the sweetest. • Examine the exterior of the fruit. Avoid fruits with discoloration, bruises or mold. The outer scales should be a fleshy and firm. • Smell the fruit. A fresh, ripe dragon fruit offers a pleasant, tropical aroma. Avoid fruit that smells moldy even if mold is not visible. • Feel the fruit. When pressing with your fingertips, the fruit should yield slightly but not be mushy. Overly firm fruit can be ripened at home. • Vine-ripened fruit is the sweetest and most flavorful. Storage and Handling • Keep Pitaya fruit at room temperature to ripen. When ripe, the surface of the fruit is soft to the touch. • Store ripened fruit in the refrigerator. Fruit will stay sweet and fresh for three-to-five days. • Water wash the surface of the fruit before slicing. Carefully peel the rind from the meat: slice as desired. An another method is to slice the fruit in half and scoop out the flesh with a small spoon. The pulpy flesh of the fruit and the seeds are edible, but not the rind. Fiery Dragon Fruit Salsa • One ripe dragon fruit chopped in small pieces • Two scallions chopped fine • One ripe mango chopped into small pieces • One ripe pineapple chopped into small pieces • Three tablespoons of finely chopped Cilantro • Three Jalapeno Chile peppers finely diced • Juice of 1 freshly squeezed lime and one lemon • Sea salt and fresh ground pepper to taste Prepare the salsa and allow the flavors to blend. Store in a covered glass container for one hour before serving. Fresh Fiery Dragon Fruit Salsa is a tasty side dish to serve with seafood, pork, and chicken. Enjoy! Cultivation It’s easy to grow a dragon fruit plant at home as an indoor tropical houseplant. The blooms are fascinating to watch as they unfurl. The magnificent flowering plant makes a perfect conversation item. Once established, dragon fruit plants flourish outdoors in United States Hardiness Zones 10 and 11. They do well outdoors in hardiness zones 9a and 9b if protected from freezing temperatures. • Clean seeds from the pulp of an over-ripened fruit. Rinse well and pat dry with a paper towel. The seeds may be stored in an airtight container when dried or planted immediately. • Plant in a mixture of half and half compost and potting soil. Moisten lightly. Seeds will germinate in 10-to-12 days after shallow planting. • When plants are 4-to-6 inches tall, transplant to well-drained pots or a sunny, well-drained outdoor location. • Place in a sunny location. Do not overwater. Remember the dragon fruit is a cactus and requires, sunny, warm and arid growing conditions. Once the plant grows to a weight of 10 to 15 pounds, the impressive flowering and fruiting process will commence. Because the night-blooming plant requires pollination by moths and bats, indoor cultivation will not produce fruit.


260 Hadley Road, Sunderland, MA 01375

Single-Family

$400,000
Price

9
Rooms
4
Beds
3
Baths
Country living at it's best! Scenic and peaceful! This well maintained, delightful property has so much to offer. 4 bedrooms, 3 full bath Contemporary on 1 acre lot with plenty of land for a mini farm and gardening, private setting yet close to area amenities, Rt 91, and UMass. Spacious manicured grounds, yard that beckons you to sit and relax, patio with hot tub, and classic barn. Inside on the first level you will find an open floor plan with cathedral ceilings in the living room, gorgeous hard wood floors, sunlit windows, spacious kitchen with ample storage and a kitchen island, eat in dining area, full bath, great room for entertaining, guest bedroom/office, and large 3 car attached garage. On the second floor there is a loft, full bath with tub, two bedrooms, and master bedroom en suite with attached stylish full bath, tiled shower, jacuzzi tub and double vanity. Large basement for extra storage, central AC, wonderful solar opportunity. A one of a kind property! Come see it today!
Open House
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